Is Your Home Priced to Sell—or Sit?

 

Sometimes life happens, and we either want to make a move or find ourselves in a situation that nudges us to sell our home. I know the world feels heavy right now, and selling a home can feel overwhelming on top of everything else. That’s why having clear, accurate information is so important—it helps you make decisions with confidence rather than uncertainty.

The housing market is shifting. Homes are taking longer to sell, some listings are being pulled, and pricing too high can end up costing more in the long run. Many homeowners don’t realize that “testing the market” or aiming for a high price can lead to longer holding costs, potential price reductions, and even fewer interested buyers.

That’s where a tool called True Market Value comes in. It’s designed to help homeowners see the bigger picture by breaking down the numbers in a clear, easy-to-understand way.

How True Market Value Works

The tool compares three pricing scenarios:

  1. Low Price Point – Often designed to drive quick traffic and generate competitive offers.

  2. Market Price Point – Based on recent comparable sales, reflecting the current fair market value.

  3. High Price Point – Aiming for top dollar, which may result in a longer market time or future price reductions.

For each scenario, the tool estimates:

  • Days on market – How long your home is likely to sit before selling

  • Net proceeds – What you might actually walk away with after costs

  • Holding costs – Ongoing expenses while the home is on the market, and potential adjustments if the price needs to be lowered

Why This Matters

Many homeowners focus only on the “listing price,” but without considering the bigger picture, it’s easy to overestimate potential proceeds or underestimate costs. For example, pricing too high might seem appealing at first—but if the home sits unsold for months, the seller may face additional mortgage payments, utilities, maintenance costs, and the need to reduce the price later to attract buyers.

Using True Market Value helps you see all of this at once. It’s about more than numbers—it’s about understanding your options and making decisions that align with your life, goals, and timing.

I’ve created a short video demonstration to show exactly how the tool works and the insights it can provide. My hope is that it helps homeowners feel informed and prepared, whether they’re planning to sell soon or just exploring possibilities.

If you’d like me to run a True Market Value report for your home, or if you have questions about the current market, I’m here to provide guidance, clarity, and support every step of the way.

Realtor® | JMG | DRE#01332306 |
Loan Originator | Mutual of Omaha | NMLS#2714794
𝟲𝟭𝟵-𝟴𝟮𝟬-𝟵𝟵𝟵𝟵

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Debby Eubank, Loan Originator
NMLS# 2714794 | Mutual of Omaha Mortgage
5958 Priestly Drive, Suite 102, Carlsbad, CA 92008
Phone: 619-820-9999 | Email: [email protected]

Debby Eubank, Loan Originator
NMLS# 2714794 | Mutual of Omaha Mortgage
5958 Priestly Drive, Suite 102, Carlsbad, CA 92008
Phone: 619-820-9999 | Email: [email protected]