The 50-Year Mortgage Debate: Could It Work for You?

Fifty-year mortgages are generating a lot of conversation right now—and strong opinions on both sides. Many people immediately focus on the interest and dismiss the idea altogether, while others wonder whether a longer loan term could be the key to buying a home sooner in today’s market.

In this video, I share my perspective as both a loan officer and real estate agent, and explain why a 50-year mortgage may be worth understanding before ruling it out. I cover how long homeowners typically keep a mortgage, how monthly payment flexibility can impact buying power, and why strategy often matters more than the loan term itself.

This isn’t about saying a 50-year mortgage is right for everyone. It’s about giving you the full picture so you can decide what aligns with your goals, timeline, and comfort level.

👉 Watch the video to learn more and see if this option could fit into your homebuying strategy.

If you have questions or want to talk through your options, feel free to reach out—I’m happy to help.